provide coverage that was both affordable, make sure we try to control costs, and at the same time apple five the universe of what americans would be for the covered in the present or not. it creat e necessity for a copy of physicians encourage. and cutting this particular field, i understand the challenges and trade-offs, is just undermining the very essence of some of the goals that we have intended under the affordable care act. ho bth as we move forward in our deliberations. thank you, madam secretary,. >> madam secretary, i would like to just ask a bit more about the concept of one-stop shopping one resource center, one place for businesses to go to so that i have to deal with so many agencies with respect to the invitation of the affordable care act. does that make any sense to? >> senator, there will be a one stop shop with the shop exchange up and running in january 14. so business owners will be able to into the marketplace through a one stop area, get the information about what is available, have a choice of plans. is the business owner qualifies for the employer tax credit bas